Oct 30, 2025StateHeld
Hearing including S688, interchange fees on tax and gratuity
Joint Committee on Financial Services · Massachusetts
One of five states with interchange fee bills this session.
Hearing noticePolicy and officials
Every level of your agenda, tracked in one view.
Bills in Congress, proposed rules from the regulators, state committee hearings and the officials who decide them, side by side.
Your policy agenda
Issues U.S. Bancorp has put on the record
U.S. Bancorp's Q3 2026 lobbying disclosure lists about 20 issues. Three of them show how one agenda runs across every level.
Cards and interchange
Where it's happening
Two federal bills, the Credit Card Competition Act of 2026 in the House and Senate, plus 14 state interchange fee bills in five states.
How Quorum helps
Track the federal bills and each state bill in one issue, with alerts when a committee schedules a hearing.
Issue areas from U.S. Bancorp's Q3 2026 lobbying disclosure, as summarized by Quiver Quantitative, and public records reviewed November 9, 2026.
Your bills and rules, tracked
The bills and rules your team would be watching.
A tracking view built from public records on your issues, in Congress, at the regulators and in the states.
Illustrative example built from public records, as of November 9, 2026
- H.R. 7035Federal
Credit Card Competition Act of 2026
- Type
- Bill
- Jurisdiction
- U.S. House
- Status
- Referred to Financial Services
- Last action
- Jan 13, 2026
- S. 3623Federal
Credit Card Competition Act of 2026
- Type
- Bill
- Jurisdiction
- U.S. Senate
- Status
- Introduced
- Last action
- Jan 13, 2026
- Docket R-1899Federal
Implementing the Board's responsibilities under the GENIUS Act
- Type
- Regulation
- Jurisdiction
- Federal Reserve Board
- Status
- Proposed, comments due 2026-11-30
- Last action
- Sep 29, 2026
- S. 3907Federal
Foreign Stablecoin Transparency Act
- Type
- Bill
- Jurisdiction
- U.S. Senate
- Status
- Introduced
- Last action
- Feb 24, 2026
- A.5008State
Prohibits credit and debit card interchange fees in certain circumstances
- Type
- Bill
- Jurisdiction
- New Jersey
- Status
- In committee
- Last action
- May 7, 2026
- S.5558State
Enacts the Interchange Fee Prohibition Act
- Type
- Bill
- Jurisdiction
- New York
- Status
- In committee
- Last action
- Jan 7, 2026
- HB5743State
Interchange Fee Repeal
- Type
- Bill
- Jurisdiction
- Illinois
- Status
- In committee
- Last action
- Apr 14, 2026
Illustrates a Quorum tracking view. Not work performed for U.S. Bank. Status as of November 9, 2026.
Quorum State
Every state legislature, in one place.
Follow interchange bills, committee hearings and the legislators behind them in all 50 states, next to your federal work.
- Committee transcripts you can search by issue
- Social posts and statements from state officials
Hearings on your issues
Where your issues are being heard.
Committee hearings that took up interchange, digital assets and bank capital, from public records.
Illustrative example built from public records, as of November 9, 2026
Jun 9, 2026FederalHeld
Legislative Hearing on Digital Asset Taxation
House Committee on Ways and Means · U.S. Congress
Seven digital asset tax bills and drafts on the agenda.
Hearing noticeSep 18, 2026FederalHeld
Field hearing: Main Street Capital Access Act
House Subcommittee on Financial Institutions · U.S. Congress
Bank capital and lending policy before the subcommittee that oversees banks.
Hearing noticeOct 5, 2026StateHeld
Meeting on interchange fee bills
Assembly Consumer Affairs Committee · New Jersey
Took up interchange bills, including A.5008 on your tracker.
Hearing noticeHearings held before November 9, 2026. Committee and agenda details from public notices.
Who to know
The officials worth knowing on your issues.
Chosen from public records: who represents your headquarters city, who leads the committees with jurisdiction, and who is moving interchange bills.
Illustrative example built from public records, as of November 9, 2026
Officials
- Federal
Rep. Ilhan Omar
U.S. representative
Minnesota, 5th District
Represents Minneapolis, home of U.S. Bank's headquarters
- Federal
Rep. French Hill
Chair, House Financial Services Committee
Arkansas, 2nd District
Leads the committee that received H.R. 7035
- Federal
Sen. Tim Scott
Chair, Senate Banking Committee
South Carolina
Leads the Senate committee for bank, card and stablecoin policy
- State
Assemblyman William Sampson
Chair, Assembly Consumer Affairs Committee
New Jersey, 31st District
Chairs the committee that took up interchange bills on October 5, 2026
- Local
Mayor Jacob Frey
Mayor
Minneapolis, Minnesota
Leads the city where U.S. Bank is headquartered
Committees
- Federal
House Financial Services Committee
U.S. Congress
Received the House Credit Card Competition Act
- State
Assembly Consumer Affairs Committee
New Jersey
Took up interchange fee bills on October 5, 2026
Roles current on November 9, 2026; some may change when the new Congress and legislatures are seated. Chosen from public district, committee and sponsorship records, not from any relationship data.
From signal to action
Spend less time finding policy changes and more time shaping them.
- 1
Catch it
AI bill tracking ranks new card, stablecoin and AML bills against your issues as they are introduced.
- 2
Understand it
Ask Quincy what a bill or proposed rule would change, and check the source text before acting.
- 3
Coordinate it
Share tracking boards with compliance, payments and legal teams, so everyone works from one record.
- 4
Report it
Dashboards show leadership what moved, where your team engaged and what comes next.
Quorum Grassroots
Bring employee voices into your policy work.
Connect your policy tracking to voluntary employee advocacy, with targeted campaigns and participation reporting.
Mobilize by legislative district
Invite employees who opt in to contact their own lawmakers on card and interchange proposals. Segment outreach by district and issue interest so each action alert reaches the relevant audience.
Respond when a bill moves
When an interchange bill reaches a committee, prepare a targeted write-a-letter campaign for employees in that state. Your team reviews the message and approves the campaign before launch.
Bring local banking stories to lawmakers
Use guided written or video prompts to collect voluntary employee stories about serving local communities. Bring those perspectives into district meetings and policy briefings.
See where advocates engage
Track participation and campaign engagement by district. Identify active advocates for future in-district meetings and report grassroots activity alongside your government relations work.
Illustrative use cases, not campaigns run for U.S. Bank or statements of its policy positions. Employee participation is voluntary; campaigns remain subject to your internal review.
Who already works this way
Financial services and lean policy teams cover more with Quorum
Receivables Management Association International
RMAI, which represents more than 600 receivables companies, increased the number of bills it tracks from 318 in the 2023 to 2024 cycle to 771 in 2026.
Read the RMAI storyFreedom From Religion Foundation
A three-person policy team tracks roughly 700 bills across all 50 states with Quincy AI.
Read the FFRF storyQuestions you'll want answered
Our team already tracks legislation. What would change with Quorum?
Tracking, officials, outreach and reporting sit in one workspace, so a new bill moves from alert to briefing to leadership update without exporting to spreadsheets or switching tools.
How is sensitive information handled?
Quorum maintains SOC 2 Type II certification, and its AI models do not train on customer data unless explicit consent is provided.
Can compliance or legal colleagues see the work without a full license?
The Collaborator add-on gives compliance teams, outside counsel and subject matter experts secure access to the bills you assign them.
Does Quorum cover the regulators, not just Congress?
Yes. Quorum tracks federal and state regulations alongside bills, so proposed rules and their comment periods sit next to the legislation they relate to.
Bring your card, stablecoin and AML agenda into one workspace.
See the bills, rules and officials on this page in a live Quorum demo.